Monday, April 30, 2012

LOGCAP Jobs, If You're Unsure Then They Aren't For You

You can find highly profitable overseas contractor jobs out there due to our continuing involvement in the middle east. This probably isn't new information to many people. LOGCAP, the Logistics Civil Augmentation Program, is a US army effort that employees civilian contractors to work on engineering projects which support the Unoted States' military goals allowing the military consequently to focus more exclusively on those goals in Afghanistan and elsewhere. These positions are hazardous due to the fact that they are taking place in and around areas where there are active military objectives being pursued. They are arduous due to the fact that they are taking place in the punishing conditions of the middle east and in cramped, overcrowded and substandard conditions. They are demanding, requiring long hours in harsh conditions, thousands of miles from friends and family. And competition for them is ferocious. Why is that??

## The pay, of course, is good. Very good.

These are high paying jobs. There is no denying that fact. Afghanistan jobs with LOGCAP would otherwise simply be impossible to fill. A qualified individual will be making much more money than he or she could ever dream of making for the same job stateside.

## Opportunities at home aren't what they were in the past.

When the economy is hurting (which it certainly is at the present time) and opportunities at home are scarce, men and women are subsequently forced to consider options they might not otherwise consider. There are many individuals with families to support and bills to pay applying for LOGCAP jobs who would gladly give some thought to a less lucrative job which allowed them to be home more with their families if those jobs existed. Sadly in many cases they simply don't exist.

## People sometimes hear only what they want to hear.

It's so easy to get seduced by an idea (like a lucrative pay check and a path out of debt for example) and only listen to half of what you are being told. There are thousands of skilled ambitious and genuinely brilliant men and women who are told straight out that conditions overseas are dangerous and difficult but who've little or no frame of reference and have never really had to work and live in hazardous, challenging conditions. Many of them, because of this, feel certain that they will merely have to suck it up.

## Some men and women may have idealistic assumptions about what is taking place over there.

There is nothing wrong with patriotism of course, or self-sacrifice, or contributing to the greater good. What is inevitably a problem though is when you mistakenly assume that the people with whom you're fated to be working share those ideals. Often they don't.

Those interested in securing ought to know that the salary is often for many men and women not sufficient to compensate for the conditions they end up facing. Know too that whenever people who have worked and lived in far tougher conditions than you ever have warn you that conditions are tough they should be taken seriously. These jobs are a great opportunity for the right kind of people however competition is not strictly limited to the right kind of people and so if you want to apply be prepared to compete.

Sunday, April 29, 2012

Elliott Hulse Lean Hybrid Muscle Reloaded System Review - Is It A Scam?

Lean Hybrid Muscle is a very popular muscle building training program on-line today.

In this Lean Hybrid Muscle Reloaded review we are going to take a look at this muscle-building system, talk about a number of the pros and cons of it and find out if this muscle building and fat loss system is actually for you or not.

Lean Hybrid Muscle Reloaded Review - What Exactly Is It?

Created by Elliott Hulse and Mike Westerdals, two respected and famous fitness experts, Lean Hybrid Muscle Reloaded is a complete system that was created to help users gaining muscle and burning fat on the same time.

The primary goal of this system is to focus on the creating of what's generally known as a lean Type-III hybrid muscle through the use of a very unique combination of the 3 most vital elements: strength training, resistance training and cardio training.

Through the use of the right combination of these components, Elliott Hulse and Mike Westerdals declare that you'll not only have the ability to gain muscle and burn fats at the same time but you will also be able to gain a lean and muscular physique faster than every other muscle-building and fat loss system that you have tried before.

To find out if it's really true and to understand better if Lean Hybrid Muscle Reloaded is actually for you let's take a look at a few of the advantages and disadvantages of this muscle-building program.

Lean Hybrid Muscle Reloaded Review - The Advantages And Disadvantages

The Advantages

This System Is Based On Unique Combination Of Proved Techniques

One advantage of Lean Hybrid Muscle is that it doesn't rely on only one form of training but instead based on a very unique combination of proven methods and workouts.

Through the use of the appropriate combination of the three most important parts of fat loss and bodybuilding in one routine, the program will trigger the body's normal response for building muscle and burning fat at the same time.

Detailed And Complete Program

One other great thing about the Lean Hybrid Muscle Reloaded product by Elliott Hulse and Mike Westerdals is that it is a comprehensive and complete muscle building program.

Inside the main e-book of this system you will find every little thing you must know about muscle-building and fat loss and in addition to the primary book of the program, this muscle building system also includes more important ebooks and audios which make this muscle-building program to be one of the most complete systems on the internet in these days.

The Product Comes With 2 Months Money Back Guarantee

Mike Westerdals and Elliott Hulse give 60 days of money back guarantee for their Lean Hybrid Muscle system and if for any reason this program won't work for you then you can get all your money back, so actually there is no risk.

The Disadvantages

Much less Effective If Your Only Purpose Is To Gain Muscle

The goal of Elliott Hulse and Mike Westerdals in their program is to teach the user the way to gain muscle and burn fat on the same time.

People who only want to gain weight and strength may find the Lean Hybrid Muscle Reloaded to be helpful for them, but since this system also helps to get rid of fat they might do better with some other muscle-building programs on the market.

Available For Buy Only On The Internet

Right now you can just find and buy the Lean Hybrid Muscle Reloaded program on the web and there is no in-store option.

Friday, April 27, 2012

Overspending, Adhd And Bipolar Disorder

A lot of people with ADHD and bipolar disorder have trouble controlling their spending. This is attributed to their dysfunctional inhibitory control, which means that their urge to spend is greater than their capacity to inhibit this behavior.

The deficit in this impulse control may be a result of various aspects such as:

- One's own life story: This happens when, somehow, the person learns to spend. The spending behavior may function as pleasure inducing or as a way to reduce discomfort. To some people overspending may come without ill side-effects (debt, property loss...), while others may even had pleasure outcomes (feelings of power, self-reward, getting rid of a bad feeling and such...).

There are still situations where the person is stimulated into overspending because of her environmental models (including fathers, grandparents, friends...). On this situations, it is important for the sufferer of ADHD and bipolar disorder to learn to assign new roles to the spending behavior, substituting the pleasure a relief roles for other more adequate ones.

- Changes in brain functioning: This situation includes people showing a brain injury compromising the proper functioning of her cognitive abilities. This injury may come as a result of a brain trauma or disease.

Brain functioning may also be modified by a neurochemical imbalance, in other words, a deficiency in some neurotransmitters may cause difficulty in controlling some behaviors, such as buying impulses. If this is the case, it is recommended for the bearer of ADHD and bipolar disorder to make use of medications that aid in regulating these brain disorders.

A quick tip to decrease overspending is to NOT USE CREDIT CARDS or CHECKS. In other words, only shop with cash, the reasoning being your control over the amount of money you have is amplified. A credit card of check are payment methods where the consequence of your money decrease only occurs some time after the purchase act, so buying seems to not lead to money decrease. As our behaviors are reinforced by their immediate consequences, when we spend with a credit card or check the consequence is only that of purchasing the goods, and not the immediate decrease of money, so the spending behavior increases in frequency, being associated only with the positive aspects, for example, the acquisition of goods.

Following these apparently innocuous tips may help a lot in controlling the urge to spend and keeping some of the ill side effects of ADHD and bipolar disorder at bay.

Wednesday, April 25, 2012

Real Estate - The Best Way To Buy A Home

Buying real estate for the first time is one of those things that people seem to be expected to know how to do. Why is that? It is probably the largest investment an individual will ever make with their money and the importance of making a good decision goes well beyond financial considerations. Making a big mistake when deciding which house to purchase could lead to any number of undesirable results, including foreclosure down the line. If you are concerned about the pathway to home ownership, here are some tips to help you conquer this milestone in the best way possible.

Hiring an Agent

You don't have to hire a real estate agent to buy a home, but first time buyers would be wise to do so. Yes, it costs money and you're probably trying to save every penny you can right now, but there are many benefits to having an agent on your side. One of the main benefits is being able to outline your budget and what you're looking for in a house and then having appropriate listings brought back to you. This can save you a lot of time and frustration. You may also be privy to listings that aren't on the market yet, putting you in prime position to make an offer.

Take Your Time

Buying real estate isn't something you want to do in an afternoon. While you don't want to miss out on the house of your dreams by dilly-dallying on a decision, you're probably better off letting it get away than you would be buying something you only realize later wasn't your best option. It's one thing to feel buyer's remorse after purchasing an expensive stereo system at the mall. It's quite another to feel it after buying a house. Take a couple of months and really research your options.

Taking Out a Loan

This is one of the trickier parts of the real estate racket, although it usually isn't nearly as challenging as home buyers think it will be. Loan offices and banks, after all, are quite accustomed to lending money to people who want to buy a house, even if this is a foreign world for you. Don't wait until you have your heart set on a house to get loan preapproval from a financial institution. This will open up many more sellers, as some will not consider an offer unless they know the buyer will qualify for a loan.

Pharmacy Locum Tips

1) Getting Started.
It is desirable that you have some community experience. If not, approach large city centre pharmacies, they often employ two or more pharmacists and several technicians. You will be the second pharmacist and carrying out clinical and final checks. If you are out going, they will be pleased if you are the 'front' man/woman dealing with customer queries and handing out completed scripts.

If you have some experience, simply create a CV and a card and walk around local pharmacies to introduce yourself. Give dates available and remember that they will want someone for Weekends/Bank Holidays for starters.

2) First time at new pharmacy.
If possible, ask to visit during 'quiet' time to see dispensary lay out and PMR system. Always 'phone day before to confirm and ask re parking, hours, lunch time closure etc. Would be good to obtain seniors home 'phone or mobile and give your own. Useful if stuck on the motorway.

3) Information exchange.
Ask for notes to be left. Even if they say dispenser will be there, she could be away ill that day. Leave notes for your successor (In diary is best). Nothing more annoying than the patient to come in and say something was promised and you know nothing about it. Phone the following day to resolve any queries. If something permanent ie flavour of Gaviscon, put a note into PMR.

4) Be punctual.
I was usually first to arrive. Remember to sign in as RS. With regard to SOPs, many companies have these available as PDFs and will email to you on request (could be 6mb or more).

You cannot expect to have detailed knowledge of SOPs, but check critical areas: Eg: Handling of CDs. Owings, 'loans', emergency supplies. Generally fall in with 'custom and practice' unless you consider there is danger.

5) Get accredited in the various PCTs.
These will usually mean studying a CPP course and attendance at a PCT organised meeting. I have had to stay away on some occasions. All training costs such as mileage and accommodation can be claimed against tax. List any accreditation in your letters eg:

PCT Accreditations:
Cambridgeshire: Smartcard, MUR, EHC PGD, Impetigo PGD, Smoking Cessation
Suffolk: Smartcard, MUR, Smoking Cessation.
Norfolk: Smartcard, MUR.

6) Locum co-ordinators etc
These can be obtained by 'phoning local pharmacy and asking for details.
Write an introductory letter with details of experience etc, accreditations etc.
List available dates for three months ahead and each month confirm existing bookings and give dates available on rolling three month basis. Most co-ordinators like to communicate by email. Keep two diaries, one personal and one desk sized to be the master diary. Reconcile at least once a week.

7) Average Pharmacy Locum Wages.
Many companies have standard rates for locums, however, you should set your own standard wage and use that as default.
Eg,
Monday to Friday 8-7 23/hour
Saturday 26/hour
Sundays/Bank Holidays Rota 43.50 for first hour
29/hour
Christmas, Easter, New Year's Day 59 for first hour, Sunday rate thereafter.

You could negotiate your own rate for emergencies, ie booked on day.

Mileage is usually paid after 40 miles total. Ie 44 miles, you can claim for 4 miles. As this constitutes part of your fee, you will be taxed and therefore the total mileage ie 44 can be claimed against tax (currently allowance is 40p/mile).

Some companies require you to fill in an invoice on a form, others on the computer. Issue an internal invoice for your accounting. For a good locum form go to www.pharmacysop.com

7) Taxation and Accounts
You can start your financial year at any time. However, I was advised to start on May 1st. This meant I had best part of two years to prepare accounts. I would strongly advise use of an accountant. One advertises on this and other forums, another advertises specifically to locums in the PJ. The PDA have just started offering accountancy. If you are a full time locum, consider becoming a limited company and pay yourself the minimum wage and take the rest as dividends which carry lower tax rate.

Tax is paid twice a year, July and January. Make sure payment is on time. You should set aside approximately 25% income to cover tax. This can be deposited in a fixed interest account, I put mine into Premium Bonds.
If your wife/husband/partner is not working, then pay them to look after the diary/phone and maybe do some book keeping.

8) Records
It is essential to keep your personal money completely separate. I originally had a business account at the bank but found charges excessive. I then changed to a NationWide Business Account and they make no charges and pay interest. However, you will need 5,000 as initial deposit. Most of this can be drawn out when account opened. You will receive a bank statement each month and it is vital that your records match this exactly. I maintain three accounts inside Sage: Cash payments, Bank payments and Bank receipts. Inside each account are various nominal acts and each payment or receipt can be allocated to specific nominal code ie Petrol is 7300.

9) Accountants
As said before, advice is essential. Accountants advertise in the forum and in the PJ. Some will accept Sage accts, others want figures set out on Excel spreadsheet. One you have your master set, fairly easy to present as your accountant requires. Remember that you could be investigated at any time by IR. Accounts should be preserved for six years. Use of an accountant will mean that investigation risk is minimised, they have their reputations to safeguard.

10) Pharmacy Cross Platform Accreditation
There are many different types of PMR systems. Often when starting it can be quiet confusing and difficult to adjust. We have created a course which is recognized by all major locuming firms which trains you to use all the different major PMR systems. Click the link below to join up or follow this link to learn more about the Pharmacy Cross Platform Accreditation.

Monday, April 23, 2012

2013 Mustang Shelby Gt500 Hits 200 Mph Off The Assembly Line

The 2013 Ford Mustang Shelby GT500 features an engine that supplies 650 horsepower, making it the most powerful production V8 in the world. Can you imagine the trouble that you could get into driving a car capable of 200 mph?

The GT500 added 100 ponies for the 2013 model year. The supercharged 5.8L V8 not only offers the 650 hp mentioned earlier, but also provides 600 lb.ft of torque. With performance like that, you may need to have a bail bondsman on speed dial.

Granted, that is not the kind of power that everyone wants to have under the hood. Ford is offering the Mustang with a V6 and 305 hp output. The standard 5L V8 featured in the GT model adds8 hp for 2013 and delivers 420 ponies. There's also an upgrade to the brakes, cooling, and suspension.

American car companies are supplying plenty of underpowered fuel sippers to appease the masses, but the new engines being produced for Mustang, Camaro, and Corvette prove that muscle cars will never die. Thankfully!

Sunday, April 22, 2012

Hard Money Equity Loans: Understanding Bad Credit Home Equity Financing

Hard money equity loans in the prevailing market are loans at a premium rate to the borrower in exchange for a no red tape equity loans. The money may be used by the lendee for whatever purpose they chose so long as the equity in the property or collateral provided is sufficient to cover the loan. The term hard money loan initially meant a loan for hard cash. Today the term has been enhanced to cover loans for non-conventional loans such as investments, private funded loans, home equity loans and equity line of credit loans. Now it is possible to refinance your primary mortgage to get cash and purchase investment properties instead of a taking out a purchase loan as a non-owner occupied investment property. A maximum loan on property owned by the borrower is called a cash out loan. The borrower has a loan to value, which means the loan on the property, or collateral used is equal to the value of the property or collateral used to secure the loan. This type of loan has a higher interest rate than the A paper home equity loan that has a fixed rate around prime. A home equity loan is one type of loan available for a hard money cash out loan. The Payment option negative ARM is another good 1st mortgage for investment properties if the borrower is looking for a short-term loan or if being self-employed has created some cash flow concerns

A negative ARM mortgage calls for the payment of interest only on the loan. If the interest for a period is not paid in full the balance is added to the mortgage. The end result is an increased mortgage balance and a loss of equity in the property used for collateral. As the mortgage balance increases, the interest on the mortgage loan increases even though the interest rate remains the same. If both the loan balance and the interest rate increase, the property owner may be forced to sell or the loan may be foreclosed. A home equity lender may require all or some of the following items before making a hard money loan. 1. A clear precise description of the property 2. Home Title to collateral 3. Borrower must show expertise in the field the loan will be used in 4. Mortgagor must accept all lender terms unconditionally

Borrowers should always research and examine all ramifications before considering these hard money financing.

Saturday, April 21, 2012

Doctomology-The Science Of Making Money Online

Doctomology is 395 pages of no nonsense knowledge. Most people are paying anywhere from -7 dollars for the same books, with all the same information. The Marketers who are selling you these books are crooks. They thrive on peoples dreams of becoming rich. This to me is very unscrupulous of them, and should not be aloud. Please go to my site or any other site you can find this book everywhere, and download it for free. My gift to my fellow Marketers starting out.
What Doctomology Has To Offer
All This Absolutely Free
You do not need to pay me for this. Or anyone else. Just download the book takes 5 minutes tops. Save it, read it, and put the free knowledge to good use. This is not the full list and as you can see it goes for quite a while. To see the full list just download the book. IT"S FREE

1. How to make your website attractive, interesting, engaging and interactive
2. How to use expired domains to skyrocket your traffic
3. How to build and maintain your credibility online
4. Discover which businesses are succeeding online and why
5. How to set up back-end and cross-selling campaigns to explode your profits
6. What you must do to get high rankings in all the major search engines
7. Pay-per-click search engine techniques to unleash a tidal wave of traffic to your site
8. How to profit with Google AdWords
9. How to launch a profit-pulling reciprocal links campaign
10. How to optimize your website to gain top search engine placement
11. How to optimize your website to gain the trust of your visitors
12. How to use text links and online classified ads to boost your income
13. How to choose affiliate partners that make you the most money
14. How to start your own affiliate program
15. How to attract super-affiliates and earn auto-pilot profits online
16. How to build a massive opt-in mailing list... and profit from it like crazy
17. How to create unblockable DHTML pop-ups (no programming experience required) for FREE
18. Email marketing tactics that can triple your income overnight
19. Which one will make you more money: text or HTML emails?
20. How often and when to email your list to achieve maximum results
21. How to create an effective online newsletter
22. How to launch your own blog for free and earn easy money blogging online
23. How to set up ezine joint ventures and expand your marketing reach for free
24. How exit pop-ups can increase your income by 200% or more
25. How to make a fortune selling info products online
26. How to publish your own best-selling book even if you hate writing
27. How to create hot software products even if you have no programming experience
28. How to use press releases to gain an avalanche of free publicity for your business
29. Viral marketing secrets to catapult your sales and multiply your online profits exponentially
30. Battle-tested secrets to balance your business and family life
31. Why having a positive mental attitude is your greatest online business asset

Why Internet Marketing Gurus Are Furious

Doctomology is 325 pages of no nonsense Internet Marketing "how to". You will also find 30 free tools, and software programs to help you build a successfull Internet Business. It is all free! People are paying -7 for the exact same book that would not sell in book stores for bucks. Doctomology is absolutely free. That's right, FREE! No one offers you the knowledge for free. They thrive on peoples dreams of getting rich online. Still they will not give you anything without paying. The worst of thos scam artist, is that half of them never, and I mean never read what it is they are selling.

P.T.Barnum said it best "There is a sucker born every minute!" Unsrupulous marketers take advantage of this! I am sick and tired of people being taken for a ride. That's why I'm putting this book everywhere! Even paying for Solo Ads, just to give it away. Sounds silly. Well it's not! People need to know the truth about Online Marketing, and stop getting ripped off around every corner!

Download Doctomology now! Stop throwing your money away, you have worked to hard for it. Whatever you do take the time to read this book, and learn for free what the Guru's are selling you. It's the exact same material. We are a legitimate business, and wish I could say the same about all of them, but can't. The others out there are what make marketing a difficult task. If you look hard enough the free information is out there.
What Doctomology Has To Offer
All This Absolutely Free
You do not need to pay me for this. Or anyone else. Just download the book takes 5 minutes tops. Save it, read it, and put the free knowledge to good use. This is not the full list and as you can see it goes for quite a while. To see the full list just download the book. IT"S FREE

Powerful web authoring tools:
- Simple and powerful online tool that converts text into HTML with one easy click. Now you can create your own website even if you have no programming experience whatsoever!

- Complete web authoring software program for Windows, Mac and Linux users that rivals programs like FrontPage and Dreamweaver. Why would you pay 9 for FrontPage or 9 for Dreamweaver when you can get a comparable program absolutely free? Get it here.

- User-friendly HTML website editor that allows you to create your own web pages without having to learn complex scripting languages.

- Free graphic design software. Would you rather pay 9 to use Adobe's Photoshop program or get a powerful graphic design software that can do everything you need for free? Get it now.

- Fast and reliable FTP and SFTP software for Windows. It makes uploading your website a breeze!

Website plug-ins:
- Source of free content you can use to increase the appeal, usefulness, traffic and stickiness of your site.

- Advanced site search and navigation technology can be added to your website in minutes. You'll get high speed, high availability, hosted search technology from the company that pioneered the field. There's nothing to download or install. It's free and easy.

- Free yet reliable invisible web tracker, highly configurable hit counter and real-time detailed web stats. Insert a simple piece of our code on your web page and you will be able to analyze and monitor all your site visitors in real-time!

- Totally automated reciprocal linking management and niche website directory generator. Put your website promotion, marketing, and search engine positioning on autopilot with a powerful free tool that totally automates your reciprocal link partner management, allowing you to focus entirely on securing more strategic link partners to increase your websites link popularity and search engine rankings.

- Create unblockable popup windows without coding and boost your subscription levels by up to 535% or more. Within the next 10 minutes you can start making your own unblockable popup windows just like the ones generated by an expert programmer using a powerful free software program!

- FREE service that gives you the power to design and download professional-quality, animated banner ads quickly and easily. In seconds, you can create top-quality, optimized banner ads that are perfect for your favorite banner exchange, a paid advertising campaign, or anywhere else.
Formatting tools:
- Format your emails and articles for optimum performance. Formatting your text to specific number of characters per line is an important part of writing articles for publication and sending emails online. Most ezine publishers prefer articles to be formatted to 60 - 65 characters per line. However, counting each character and manually placing a hard carriage return at the end of each line can be very time consuming. Now you can do this easily with just a couple of clicks for free.

- Free website color picker allows you to grab palettes of up to 16 colors at once and use four advanced color mixers to select a spectrum of possibilities.

- Analyze the emotional impact of your headlines. This free tool will analyze your headline to determine the Emotional Marketing Value (EMV) score. As you know, reaching your customers in an deep and emotional way is a key to successful copywriting, and your headline is unquestionably the most important piece of copy you use to reach prospects. Guarantee the success of your headlines in advance!
Research and discovery tools:
- Free online spell checker. Never make a spelling mistake again!

- Search the dictionary, thesaurus or encyclopedia online. Eliminate the need for bulky reference books!

- Free software finds the perfect set of keywords for your web pages. Knowing the right keywords to target ensures that your site provides what people are actually searching for.

- Simple one-click keyword discovery tool helps you gain a better search engine placement.

- Fast and accurate web page keyword density analyzer helps you improve your search engine ranking.

- Check your website's link popularity with one easy click! Checking your link popularity check is one of the best ways to quantifiably and independently measure your website's overall visibility. Simply put, link popularity refers to the total number of links or "votes" that a search engine has found for your website. This free tool finds out who is linking to your site and gives a useful benchmarking report to quickly show where you stand in comparison to competitors and other major online players.
Performance and protection tools:
- Free multiplatform office suite that rivals Microsoft Office and other popular office suites. Includes a powerful word processor called WRITER: use it for anything from writing a quick letter to producing an entire book with embedded illustrations, cross-references, tables of contents, indexes, bibliographies... Auto-complete, auto-format, and real-time spelling check make light work of the hardest task. Writer is powerful enough to tackle desktop publishing tasks such as creating multi-column newsletters, brochures - the only limit is your imagination.

This free suite also includes CALC to bring your numbers under control. This powerful spreadsheet has all the tools you need to calculate, analyze, summarize, and present your data

Also included are IMPRESS - the fastest, most powerful way to create effective multimedia presentations. Your presentations will truly stand out with special effects, animation and high-impact drawing tools, DRAW - will produce everything from simple diagrams to dynamic 3D illustrations and special effects and BASE - enables you to manipulate database data seamlessly within the suite. Create and modify tables, forms, queries, and reports, either using your own database or BASE's own built-in HSQL database engine. And here's the best part... All of these powerful productivity tools are 100% FREE!

- Defend your site from plagiarism and search for copies of your site on the web with one all-inclusive tool. Never lose the recognition of your hard work to cheaters and copy cats again!

- Scan your web pages to locate errors with one click! Powerful HTML Toolbox scans your pages and lets you know about errors before your customers find them.

Detect and remove spyware of different kinds from your computer. Spyware is a kind of threat that many anti-virus applications still don't cover. If you see new toolbars in your Internet Explorer that you didn't intentionally install, if your browser crashes, or if you browser start page has changed without your knowing, you probably have spyware on your computer. But even if you don't see anything, you may be infected, because more and more spyware is emerging that is silently tracking your surfing behavior to create a marketing profile of you that will be sold to advertisement companies. Our safe, effective and 100% free software can help you eliminate the threat of spyware on your computer.

- Save time and completely automate password entering and form filling with the Internet's top-rated password manager and web form filler software that you can download free in the next 5 minutes.

I am so willing to put money on the fact, that you have likely paid for this information. I know I have! Lots of good old greenbacks! Nothing better than throwing away your money, for the false hope of turning coal into diamonds in minutes.